http://www.njmedicaidattorney.com/medicaid-blog.php Medicaid blog from Fredrick Niemann en-us Fri, 04 May 2012 14:22:55 -0500 Fri, 04 May 2012 14:22:55 -0500 http://blogs.law.harvard.edu/tech/rss By Fredrick P. Niemann, Esq., a NJ Medicaid Attorney   After the State denied her request for an increase in monthly Medicaid payments to support her husband, a woman appealed to the NJ Courts to try and have the decision overturned. Her husband had entered a nursing home facility and thus was eligible for Medicaid benefits, but the woman sought to increase the amount they received every month. The NJ Court upheld the State’s decision ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1336159375&title=court-upholds-denial-of-increased-medicaid-benefits-based-on-lack-of-“exceptional-circumstances” Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1336159375&title=court-upholds-denial-of-increased-medicaid-benefits-based-on-lack-of-“exceptional-circumstances” Fri, 04 May 2012 14:20:00 -0500 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Application Lawyer   The number of seniors who will need nursing home care is expected to double, even triple by the year 2030. The typical American over 65 has a 75% chance of needing some help with daily activities – whether that’s bathing or simply getting to the grocery store. When your kids can’t be there, how much will you have to spend to get the ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1334942684&title=the-facts-about-aging-and-nursing-homes--a-guide-to-new-jersey-medicaid-applications Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1334942684&title=the-facts-about-aging-and-nursing-homes--a-guide-to-new-jersey-medicaid-applications Fri, 20 Apr 2012 12:21:00 -0500 By Fredrick P. Niemann, Esq., a NJ Medicaid Attorney Medicaid has extremely strict eligibility requirements. Many times, an inheritance received from a recently deceased family member can disqualify an individual from Medicaid eligibility, even if this is not what the deceased person intended. However, there are certain ways to ensure that your loved ones receive your assets upon your death while maintaining their Medicaid eligibility. One way is to place your assets in a trust. ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1332533040&title=nj-courts-upholds-medicaid-eligibility-of-individual-that-inherited-20000-earmarked-for-home-purchase Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1332533040&title=nj-courts-upholds-medicaid-eligibility-of-individual-that-inherited-20000-earmarked-for-home-purchase Fri, 23 Mar 2012 15:02:00 -0500 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Attorney   Medicaid eligibility rules are extremely complex and confusing, and impossible to understand without highly experienced legal assistance.   Get help!  Without proper planning and legal advice from an experienced New Jersey Medicaid attorney, many people spend much more than they should on long-term care, and unnecessarily jeopardize their future care and well-being, as well as the financial security of their family What Fredrick P. ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1331912226&title=medicaid-complexity-in-new-jersey--why-you-need-help Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1331912226&title=medicaid-complexity-in-new-jersey--why-you-need-help Fri, 16 Mar 2012 10:34:00 -0500 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Attorney   Life Care Planning is a term I use frequently in the context of Medicaid planning.  It is frequently used for asset protection planning.  Medicaid Asset Protection is the process of protecting assets from having to be spent down in connection with entry into a nursing home, while also helping ensure that you or your loved one gets the best possible care and maintains the ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1331912038&title=understanding-life-care-planning--medicaid-asset-protection Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1331912038&title=understanding-life-care-planning--medicaid-asset-protection Fri, 16 Mar 2012 10:31:00 -0500 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Application Lawyer   Do you know if you are eligible for Medicaid in New Jersey?  Do you need to be able to obtain Medicaid, so that you can pay for your medical bills?   Applying for Medicaid can be a difficult process that is confusing for many people to be able to sort through.  The biggest challenge many people face when applying for Medicaid in NJ ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1330714580&title=avoid-the-risk-of-filing-a-defective-new-jersey-medicaid-application Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1330714580&title=avoid-the-risk-of-filing-a-defective-new-jersey-medicaid-application Fri, 02 Mar 2012 12:52:00 -0600 By Fredrick P. Niemann, Esq. a Medicaid Application Attorney   Medicaid attorneys licensed by the state of New Jersey can assist you in determining whether or not you are eligible to obtain Medicaid benefits from NJ.  In order to be eligible, you have to meet certain requirements such as having an income no greater than 133% of the federal poverty level.   Thus, it is often confusing to determine whether or not you are eligible ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1330116132&title=filing-a-medicaid-application-in-new-jersey Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1330116132&title=filing-a-medicaid-application-in-new-jersey Fri, 24 Feb 2012 14:38:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Application Attorney   Do you know if you are eligible for Medicaid in New Jersey?  Do you need to be able to obtain Medicaid, so that you can pay for your medical bills?   Applying for Medicaid can be a difficult process that is confusing for many people to be able to sort through.  The biggest challenge many people face when applying for Medicaid in NJ ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1329495486&title=new-jersey-medicaid-applications Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1329495486&title=new-jersey-medicaid-applications Fri, 17 Feb 2012 10:16:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid attorney   If you are sick and you need healthcare, but you cannot afford private health insurance, you may be eligible for Medicaid.  Medicaid is a US federal government program that helps low-income families obtain the healthcare they need.  The state of New Jersey has a Medicaid program, but it is often difficult to be able to obtain it.  As it is a means-tested program, there ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1329495218&title=understanding-medicaid-applications-in-new-jersey Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1329495218&title=understanding-medicaid-applications-in-new-jersey Fri, 17 Feb 2012 10:06:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Application Attorney   Do you live in the State of New Jersey?  Are you a low-income person without access to health insurance?  Are you one illness away from being homeless?  Do you think you are eligible for Medicaid?  Have you applied for Medicaid?  Have you attempted to apply for Medicaid?  Do you want to apply for Medicaid?    Medicaid is a government program designed to provide low-income ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328893896&title=new-jersey-medicaid-applications-are-difficult-to-complete Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328893896&title=new-jersey-medicaid-applications-are-difficult-to-complete Fri, 10 Feb 2012 11:10:00 -0600 By Fredrick P. Niemann, Esq. a Medicaid Application Attorney   Medicaid attorneys licensed by the state of New Jersey can assist you in determining whether or not you are eligible to obtain Medicaid benefits from NJ.  In order to be eligible, you have to meet certain requirements such as having an income no greater than 133% of the federal poverty level.   Thus, it is often confusing to determine whether or not you are eligible ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328892287&title=filing-a-medicaid-application-attorney-in-new-jersey Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328892287&title=filing-a-medicaid-application-attorney-in-new-jersey Fri, 10 Feb 2012 10:39:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Attorney   Do you live in the state of New Jersey?  Are you a low-income person without access to health insurance?  Are you one illness away from being homeless?  Do you think you are eligible for Medicaid?  Have you applied for Medicaid?  Have you attempted to apply for Medicaid?  Do you want to apply for Medicaid?  Medicaid is a government program designed to provide low-income ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328213964&title=consult-with-a-medicaid-eligibility-attorney Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328213964&title=consult-with-a-medicaid-eligibility-attorney Thu, 02 Feb 2012 14:18:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Attorney   In the state of New Jersey, you may be eligible to have your medical expenses covered by the state’s Medicaid program.  This depends on several factors, such as your income level and how many children your family has.  However, there are many different factors involved in determining whether or not you are eligible for Medicaid, making the process confusing. Eligibility is a challenging matter ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328213766&title=learn-the-rules-for-medicaid-eligibility-in-new-jersey Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328213766&title=learn-the-rules-for-medicaid-eligibility-in-new-jersey Thu, 02 Feb 2012 14:13:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Application Attorney   In the state of New Jersey, you may be eligible to have your medical expenses covered by the state’s Medicaid program.  This depends on several factors, such as your income level and how many children your family has.  However, there are many different factors involved in determining whether or not you are eligible for Medicaid, making the process confusing. Eligibility is a challenging ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328213443&title=medicaid-eligibility-in-new-jersey Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328213443&title=medicaid-eligibility-in-new-jersey Thu, 02 Feb 2012 14:09:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Attorney   Medicaid attorneys licensed by the state of New Jersey can assist you in determining whether or not you are eligible to obtain Medicaid benefits from NJ.  In order to be eligible, you have to meet certain requirements such as having an income no greater than 133% of the federal poverty level.   Thus, it is often confusing to determine whether or not you are ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328213201&title=do-you-need-to-file-a-medicaid-application-in-new-jersey Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1328213201&title=do-you-need-to-file-a-medicaid-application-in-new-jersey Thu, 02 Feb 2012 13:54:00 -0600 How children can be paid for as a caregiver to their parent(s) – Part II   By Fredrick P. Niemann, Esq. a New Jersey Medicaid attorney   This is Part II of a IV part series of blogs on care giving contracts to aging parents and children (including adult children) with disabilities. Compensation is part of Estate Planning.  A parent can leave a caregiver child an additional amount of compensation in the parent’s will or ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1327596382&title=have-children--you-can-legally-pay-them-for-your-care Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1327596382&title=have-children--you-can-legally-pay-them-for-your-care Thu, 26 Jan 2012 10:43:00 -0600 How children can be paid for as a caregiver to their parent(s) – Part I   By Fredrick P. Niemann, Esq. a New Jersey Medicaid attorney   This is Part I of a IV part series of blogs on New Jersey care giving contracts to aging parents and children (including adult children) with disabilities.   Taking care of a parent can be a full-time job.  Children may have to give up paying jobs in order ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1327596189&title=have-children--pay-them-for-your-care-legally-in-new-jersey-and-qualify-for-new-jersey-medicaid Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1327596189&title=have-children--pay-them-for-your-care-legally-in-new-jersey-and-qualify-for-new-jersey-medicaid Thu, 26 Jan 2012 10:40:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid lawyer   Did you know that half of all cases of Alzheimer's disease can be prevented by adopting healthier lifestyles?  An important study supports the idea that the way we use our brain and care for our brain can dramatically reduce our risk of Alzheimer's disease.  Lifestyle choices we make on a daily basis may well determine our likelihood of developing Alzheimer's disease.   Many ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1326483278&title=7-ways-to-decrease-your-risk-of-alzheimer039s Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1326483278&title=7-ways-to-decrease-your-risk-of-alzheimer039s Fri, 13 Jan 2012 13:30:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Lawyer   In our last blog on this subject, we discussed the fact that there are many differences between Medicaid and Medicare.  Below you will find the contrasting details between the two programs:   Medicare -Health insurance for seniors age 65+ -Federally controlled, uniform application across the country -Pays for no more than 100 days of nursing home care -Pays for primary hospital care and related medically necessary services ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1326482922&title=understanding-the-difference-between-medicaid-and-medicare-(part-2-of-a-2-part-series) Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1326482922&title=understanding-the-difference-between-medicaid-and-medicare-(part-2-of-a-2-part-series) Fri, 13 Jan 2012 13:25:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Lawyer   People often confuse the difference between Medicare and Medicaid. They sound similar. Many people fail to realize the differences between the two, which makes for big problems.  Surprisingly, most people think Medicare will "care" for them forever.  Beware, that's not the case.   Few people know the truth about Medicare and nursing home benefits. Medicare and Medicaid sound similar, but are totally different ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1325261324&title=understanding-the-difference-between-medicaid-and-medicare-(part-1-of-a-2-part-series) Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1325261324&title=understanding-the-difference-between-medicaid-and-medicare-(part-1-of-a-2-part-series) Fri, 30 Dec 2011 10:07:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Lawyer Estate planning to achieve future eligibility for New Jersey Medicaid should not be a Do-It-Yourself project!  Many people believe that because they use a computer program or spent $39.95 online to create their own Will, Trust or estate plan, they have created a safe plan.  Often, that’s just not the case.   A simple mistake can cost you everything.  Self-help estate planning is a mistake ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1325260751&title=estate-planning-for-you-and-your-family-is-not-a-do-it-yourself-project Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1325260751&title=estate-planning-for-you-and-your-family-is-not-a-do-it-yourself-project Fri, 30 Dec 2011 09:49:00 -0600 By Fredrick P. Niemann, Esq. a Medicaid Eligibility attorney (a Special Needs Trust attorney)   How should a lawsuit settlement, gifts and inheritance be set up for a senior or disabled person?  Funding a special needs trust may prevent disqualification and limit exposure to government liens.  For instance, a properly written supplemental needs trust will not have to repay current or previously provided public psychiatric or developmental disability care (e.g., group home), whereas liens will ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1324482552&title=how-a-special-needs-trust-will-achieve-medicaid-eligibility Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1324482552&title=how-a-special-needs-trust-will-achieve-medicaid-eligibility Wed, 21 Dec 2011 09:48:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Eligibility Lawyer   Almost any receipt of money can disqualify a senior or disabled person from receiving their government benefits;  A large inheritance or personal injury, divorce or workers’ compensation recovery helps little if it causes a person to lose Medicaid or eligibility for other programs.    Money received by a senior or disabled person for support counts against them for financial qualification used by ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1324482410&title=how-to-keep-divorce-and-personal-injury-awards-from-causing-disqualification-from-medicaid-and-other-government-benefit-programs Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1324482410&title=how-to-keep-divorce-and-personal-injury-awards-from-causing-disqualification-from-medicaid-and-other-government-benefit-programs Wed, 21 Dec 2011 09:45:00 -0600 By Fredrick P. Niemann, a NJ Medicaid Attorney   The Medicaid field is a complex and complicated area. If one is to qualify, they must pass strict regulations. Unfortunately, many people miss out on Medicaid assistance due to a lack of knowledge of the rules or even a simple misunderstanding. Many times, these misunderstandings pertain to gifting assets. Sometimes parents do not gift certain assets to their loved ones because they falsely believe that if ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1324482156&title=common-misconceptions-about-gifting-and-medicaid-eligibility-can-hurt-you Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1324482156&title=common-misconceptions-about-gifting-and-medicaid-eligibility-can-hurt-you Wed, 21 Dec 2011 09:37:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Application Lawyer   To file a Medicaid Application in New Jersey, you need to gather all the information you have about your income, assets, and liabilities, including checking and credit card balances, how assets are held, beneficiaries, and whose name(s) assets are titled in.   Here is a list of what you'll need at some point of the Medicaid application process.   As you are successful ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323793069&title=what-to-do-in-advance-of-filing-a-medicaid-application Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323793069&title=what-to-do-in-advance-of-filing-a-medicaid-application Tue, 13 Dec 2011 10:10:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Lawyer   Most of the people who come to see me are thrifty people who have planned very well. They've paid all of their bills, raised their kids, and sent them to school. The house is paid for. They've accumulated a modest amount of money, and they just don't want to think about the possibility of losing everything. On the other hand, they know that they ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323792433&title=how-to-qualify-for-new-jersey-medicaid-with-an-income-only-trust Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323792433&title=how-to-qualify-for-new-jersey-medicaid-with-an-income-only-trust Tue, 13 Dec 2011 09:58:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Attorney   An income only Trust is a very effective creditor-protection tool.  What does that mean? It means we transfer some of your assets, say - some of your CDs, stock or highly appreciated property - into this trust. We rename it as "My Income Trust."   Once we put that asset in there, it will never again really be considered available to you from an asset ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323791858&title=keeping-your-income-and-still-qualifying-for-medicaid Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323791858&title=keeping-your-income-and-still-qualifying-for-medicaid Tue, 13 Dec 2011 09:55:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid attorney   Can the Second Spouse be held liable for her spouse’s Nursing home?    Seniors who get remarried are often concerned about what will happen to their assets if their new spouse enters the nursing home in the future.  They are concerned that their hard-earned assets could be lost. They also want to make sure that when they die their assets will go to ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323185250&title=what-are-the-medicaid-implications-of-a-second-marriage Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323185250&title=what-are-the-medicaid-implications-of-a-second-marriage Tue, 06 Dec 2011 09:21:00 -0600 By Fredrick P. Niemann Esq. a New Jersey Medicaid Attorney   Your first question is what are Medicaid Waivers?  Medicaid Waivers were designed to meet the needs of people who would only qualify for Medicaid in an institutional setting.  They provide certain services not covered under the original Medicaid program.  The income criteria are higher for Medicaid Waivers than it is for Medicaid.  Therefore most people who might qualify for Medicaid Waivers do not apply ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323184659&title=are-you-eligible-for-a-new-jersey-medicaid-waiver Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323184659&title=are-you-eligible-for-a-new-jersey-medicaid-waiver Tue, 06 Dec 2011 09:16:00 -0600 By Fredrick P. Niemann, Esq. a New Jersey Medicaid Attorney Medicaid was created by Congress in 1965 to help pay for health care for the most disadvantaged people.  It was originally created to provide services to people receiving cash assistance through welfare programs.  Through the years, the program has expanded, especially for women and children.  New Jersey Medicaid is the largest health care program in state government.  Medicaid pays for hospital, doctor, prescriptions, nursing home ...

http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323184190&title=what-is-medicaid Medicaid http://www.njmedicaidattorney.com/medicaid-blog.php?entry_id=1323184190&title=what-is-medicaid Tue, 06 Dec 2011 09:02:00 -0600