By Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright, a Freehold, NJ Medicaid Attorney

Sometimes people ask me whether they can qualify for Medicaid even though they have fairly significant income.   Most are surprised when I tell them the answer is “Yes”, or “Maybe”.

There is a program in New Jersey called the Medically Needy Medicaid Program which extends Medicaid Program benefits to certain groups of medically needed persons whose income and/or resources exceed that of the standards for the Medicaid Program but whose income and resources are insufficient to meet their medical expenses on a recurring basis.

Under the Medically Needy Program individuals with gross income greater than $2,050.00 per month (2018/2019), can qualify for benefits even with this amount of income.   In addition, if an individual has incurred medical expenses within three (3) months of the date of Medicaid application, those preexisting medical expenses can also be paid for under this program.

Even a person who has died pending a decision on their application, can receive retroactive eligibility through their Estate as long as the person was alive during a portion of the retroactive eligibility period and he or she incurred medical expenses under a covered program.

The Medically Needy Program extends limited Medicaid benefits to individuals who are older than age sixty-five (65) and/or adults under the age of sixty-five (65) if disabled.

The State has published a significant manual called The Medically Needy Manual which defines and regulates the eligibility process for obtaining Medically Needy benefits.   Copies of these documents are found at the County Board of Social Services.

To discuss your NJ Medicaid matter, please contact Fredrick P. Niemann, Esq. toll-free at (855) 376-5291 or email him at  Please ask us about our video conferencing consultations if you are unable to come to our office.